Does Anthem Blue Cross Blue Shield Insurance Cover Drug Rehab?
It depends on your specific plan.
In today’s world, it is possible for anyone to become a drug addict. Although this isn’t necessarily a polite way to state the fact, it is definitely the truth. It is important to remember that some people become addicted to illicit drugs, after using the drug one single time. The truth of the matter is that the best way to avoid becoming addicted to drugs is to avoid using drugs altogether, but life isn’t always this simple. From time to time, people can make mistakes, which leads to more serious problems. When this happens, it is possible for you to get addicted to illegal and dangerous drugs. Of course, yo u’ll want to seek out help, in order to get over your addiction. Does Anthem Blue Cross Blue Shield offer coverage for drug treatment programs? You’ll find out, when you read below.
The Dangers of Drug Withdrawal
Attempting to withdraw from drugs or alcohol can be extremely dangerous and hideous. The truth of the matter is that this is not something you’re going to want to suffer through alone. In fact, it is wise to seek out professional help, which will be able to guide you through the process of drug withdrawal. Remember that it is possible to experience severe nausea, headaches and cramps, when attempting to come off of drugs. With professional help, you will be able to receive medications, which can make this much easier to handle. There are some insurance companies, which are willing to cover the cost of professional drug rehabilitation centers.
Blue Cross and Blue Shield
When it comes down to it, this specific insurance company offers a variety of different insurance policies that you will definitely want to consider checking out. Depending on your specific employer and policy, the insurance company may be willing to offer coverage for drug rehabilitation programs. Those, who are enrolled, within the Federal Employment Program, will be covered for inpatient professional treatments. These specific visits can provide you with help getting detoxed from drugs.
This insurance company does offer rehab services, but it will all depend on your specific coverage group. If you’re a Federal Employee, within their program, you may very well be covered for individual and group therapy sessions, but you will be responsible for the copay. Before you can actually receive help, with this treatment, you will need to receive precertification from a medical professional. If you’re not willing to get this precertification, you will end up having to pay five hundred dollars to get help.
Custom Coverage Time
When it comes down to it, not everyone is going to be able to get off of drugs, within a specific period of time. The truth is that each individual person will take a unique approach to getting free of drugs. In fact, some individuals will take months, while others can get clean in weeks. This is why Blue Cross and Blue Shield has taken a unique approach to treatment. They offer to pay for a portion of your stay, which is based on your deductible and coverage.