Blue Cross Blue Shield
Does Blue Cross Blue Shield Insurance Cover Drug Rehab?
It depends on your specific plan.
Are you currently suffering through drug addiction? If this is the case, you should remember that no one should have to suffer through this problem on his or her own. In fact, it is much easier to get over this type of problem, by seeking out support from friends, family members and professional medical experts. Of course, this type of treatment can be extremely expensive. Therefore, you will need to make sure to take the time to check out your specific insurance. While you might not know it, your insurance company may very well be willing to help you get drug treatment and rehabilitation. In fact, the Blue Cross Blue Shield Association does offer some form of treatment coverage, if you happen to qualify. This guide will help you figure out your specific coverage.
About Blue Cross Blue Shield
Throughout the years, BCBS has established itself as one of the most respectful insurance companies in the entire country. In fact, it is one of the biggest and most successful. Of course, the company isn’t perfect. Although the company offers some great coverage, your specific policy will help determine what exactly is offered to you. It is important to remember to check out your specific coverage terms and conditions, before moving forward, but there are some excellent benefits and coverage options, with BCBS, but it’ll depend on your policy and employer.
Is Detox Covered?
Although it will depend on your policy, the Blue Cross and Blue Shield Association does offer coverage for detox. Of course, you should remember that you must be enrolled, within the Federal Employment Program, in order to be covered for all detox programs. In fact, as long as you’re classified within this program, you can receive payment for all of your inpatient visits to a medical professional.
On the other hand, it is important to figure out, whether or not you’re going to be covered for inpatient and outpatient rehab programs. The fact of the matter is that you will only be covered, if you’re a member of the Federal Employee Program. Of course, there are some requirements that must be met, before you can enroll. Remember to get a precertification from a medical professional. If you do not do this, you will end up having to pay a $500 fee, in order to get enrolled.
Average Recover Time
When it comes down to it, you should remember that everyone recovers at his or her own pace. In fact, it is very likely for people to stay in a drug facility for a different period of time. The Blue Cross Blue Shield Association understands this and has set up their policies in accordance. Instead of offering treatment for a specific period of time, the company is willing to offer coverage for a certain period of residency depending on your overall coverage and deductible.
Depending on your specific policy, you may be eligible for the insurance company’s inpatient treatment center coverage, which is available for an unlimited period of time. If you agree and find an in network clinic, you will only need to pay $250 for your stay.
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