Does Cigna Insurance Cover Drug Rehab?

It depends on your specific plan.

Are you feeling lost, alone, and suffering with some type of opiate addiction? This is definitely a huge problem that many Americans are struggling with and you do not have to feel hopeless. There are many different types of rehabs, outpatient facilities, and counseling opportunities for someone that wants to escape from these addictions. Do not become an introvert, get out there and seek some medical and professional help, today.

Can You Afford Rehab?

With the ever-increasing costs of healthcare treatments and medications, most inpatient rehab facilities are forced to follow along and raise their prices, as well. If you are contemplating, whether or not, you should seek treatment for your addiction, you should think about getting some type of insurance coverage. Cigna Insurance offers one of the best healthcare policies on the market. Of course, you will have to pay a little more for this coverage, but it will be worth it in the long run. Cigna will cover the costs of inpatient rehab, but only if you have a PPO plan.

HMO Coverage

Cigna Insurance offers a HMO policy that will not cover the costs of inpatient, drug rehab. Of course, you can still find some type of help for your addiction that is covered, under this policy. It will cover the costs of detox treatment for those that are serious about getting help, with a follow up outpatient treatment program. Although it is highly advised to seek inpatient treatment, sometimes it is not possible. The intensive outpatient therapy will help you some, but it is still not as effective as inpatient.

Drug Replacement Therapy

Some people find the drug therapy replacement therapy very beneficial, but some people found that it was the same as being a full-blown drug addict. Methadone and subutex is quite often used for drug replacement therapy. These drugs are highly addictive and many recovering drug addicts find it more difficult to kick this habit than their primary drug habit. You must be committed to this type of therapy, because it can be a difficult one to follow. Showing up at a methadone clinic every day can be quite a challenge and if you are late, then you do not get your daily dose. This is to assure the healthcare professionals that you are not going to misuse this drug, as well.

Inpatient Options

Cigna offers a 28-day inpatient rehab treatment coverage, which it will cover completely, but you may be required to pay a small co-payment, before you can enter the center. It is vital that you choose the longest inpatient option possible, because it will increase your chances of staying sober longer. It is never advised to only stay for a week in rehab, because it will be very unbeneficial for your treatment. This is not long enough to detox. Cigna has a confidential counseling service, which is available for free, twenty-four hours a day, seven days a week. Call today to speak with a representative or counselor about getting some type of drug treatment for you addiction.

 

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